Many insurance companies these days are offering long term care insurance policies. You certainly should purchase a policy that is underwritten by a company you trust to stand behind the policy financially. What you should do is research several long term care insurance policies. It is often easiest to work through a reputable broker. Ask around about the policy itself and about the company behind it. Compare different long term care policies. Make sure that the policy qualifies for Colorado’s Long Term Care Insurance Partnership Program. Be an educated consumer. That way, you can choose a policy that offers the coverage options you want from a reputable underwriter and with premiums that are affordable to you.
John J. Campbell, Esq., CELA
Law Offices of John J. Campbell, P.C.
Denver, Colorado